Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.
Debt consolidation can simply be from a number of unsecured loans into another unsecured loan, but more often it involves […]

Student Loan Consolidation What You Should Know Student Loans can be a heavy burden. Student loan default rates continue to be high and are a growing problem. A default on a student loan can wreck havoc with a young person credit score, when they are just starting out. What is Student Loan Consolidation? Student loan […]

If you are behind on your mortgage payments for any reason — job loss, medical expenses, and/or unexpected emergencies — don’t panic! You CAN save your home and you don’t have to spend a lot of money to do it.
It happened to me. I am extremely grateful I still have my home. After losing two […]

Here’s the thing: I’m a New Yorker. And in New York, it is amazingly difficult NOT to spend a lot of money, just on the basics! As a student of Harv Eker, I am trying to limit my expenses to 50% of my after-tax income, and I have to tell you, that is really hard […]